Ready to handle a variety of insurance claims

We offer you a wide range of claims solutions, supporting both building and motor impact claims in the domestic and commercial sectors.


Our end-to-end service has proprietary technology, transparency, audit-ready evidence, and rigorous compliance at its core - all meticulously delivered to the highest industry standards.

A black, three-dimensional cube icon viewed from an elevated perspective against a white background.

Briefly explain how accurate scoping, disciplined indemnity control, structured contractor governance, and proactive fraud identification work together to ensure claims spend is controlled, justified, and protected against leakage at every stage. Lorem ipsum dolor sit amet (max 40 words).

Title Related to Cost Control & Leakage Prevention (8 words)
A simple line icon showing a car about to hit a wall, symbolizing a collision warning.

Motor impact claims

We manage insurance claims arising from vehicle collisions that cause damage to Crown or third-party property. Each case is efficiently resolved with a strong focus on the customer, cost, and compliance.

A black-and-white icon of a house outline next to a checklist with three checked boxes.

Buildings claims solutions

Whether it's claims validation, desktop cash settlements, or building repair work and disaster recovery, we keep our end-to-end processes simple, accurate, and reliable for you and your policyholders. 

Outcome-focused claims solutions

Delivering the results that matter most to you: exemplary customer satisfaction, optimal cost and expense ratios, and rigorous compliance. We prioritise you and your policyholders, control finances transparently, and confidently navigate regulation to resolve claims in a way that typically outperforms others.

We handle your claims with the same discipline, control, and transparency we apply to our own finances. Through accurate validation, deep policy knowledge, tight indemnity control, robust contractor governance, and advanced technology, we deliver maximum cost efficiency every time.

An icon of a document with a bar chart, partially covered by a shield containing a checkmark.
Control costs, prevent claims leakage, protect spend

Our proprietary software delivers audit-ready evidence, real-time management information, and clear justification for every cost and decision we make on your behalf. This ensures you get complete clarity and transparency at every stage of the insurance claims process.

A black line icon featuring a bar graph with an overlaying line chart and a magnifying glass, representing data analysis.
Powered by Data. Driven by insight

With validated processes, surge-resilient capacity, expert teams, and nationwide coverage, you can rely on us to handle the most complex claims. Even during high-demand periods, we maintain control and performance, delivering the outcomes our stakeholders want and need.

A black line-art icon of a hand holding a shield with a checkmark inside, representing security or protection.
Your dependable and capable partner

By understanding the drivers behind complaints, making sound, fair, data-led decisions, and using accredited, proven processes, we protect your business, ensure full compliance, and deliver predictable, transparent outcomes every time. This leads to our customers routinely recommending our services.

A black line-art icon of a classic balance scale.
Balancing customer needs and compliance expectations

Title for Motor Impact Claims

Short paragraph introducing motor impact claims and explaining the scope of services that apply (max 20 words).

Title for Building Claims

Short paragraph introducing building claims and explaining the scope of services that apply (max 20 words).

A black, minimalist icon of a cube viewed from an isometric perspective, showing three faces.

Headline about Motor Claims Services (8 words)

A short, compelling paragraph the talks up the large network of Contractors, Prism have built up over the years. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus hendrerit justo arcu, eu condimentum odio dignissim id. Nulla (max 40 words).

A black and white icon of a cube, seen from an angle, showing three faces.
Title About Service for Crown Property Claims (8 words)

Briefly explain the scope of the service in a short paragraph. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur sit (max 20 words). 

A black isometric cube graphic with a white outline separating its three visible faces.
Title About Service for 3rd-Party Property Claims (8 words)

Briefly explain the scope of the service in a short paragraph. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur sit (max 20 words). 

A line-art icon showing a car colliding with a vertical wall or barrier.

Steering every motor impact claim to successful resolution

A short, compelling paragraph the talks up the large network of Contractors, Prism have built up over the years. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus hendrerit justo arcu, eu condimentum odio dignissim id. Nulla (max 40 words).

A simple black cube icon shown in isometric perspective, emphasizing its three visible faces.

Title About Service for Crown Property Claims (8 words)

Briefly explain the scope of the service in a short paragraph. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur sit (max 20 words). 

A black icon of a cube viewed from an isometric angle, showing three faces meeting at a center point.

Title About Service for 3rd-Party Property Claims (8 words)

Briefly explain the scope of the service in a short paragraph. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur sit (max 20 words). 

A black-and-white icon of a building with a pediment, three archways, and a small flag on top.
Motor impact claims involving Crown property

We handle claims for damage to Crown-owned property, such as public highways structures, government buildings, or public infrastructure caused by vehicle collisions.

A black and white line-art icon of a wooden picket fence with three posts.
Third-party property impact

We manage claims for vehicle damage to all kinds of properties—commercial or domestic—covering everything from garage doors to fences.

A black outline icon of a house partially overlapping a clipboard with three completed checkboxes.

End-to-end and standalone building claims solutions

A short, compelling paragraph the talks up the large network of Contractors, Prism have built up over the years. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus hendrerit justo arcu, eu condimentum odio dignissim id. Nulla (max 40 words).

A black, isometric cube icon featuring three visible faces meeting at a central point.

Title About Service for Crown Property Claims (8 words)

Briefly explain the scope of the service in a short paragraph. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur sit (max 20 words). 

A black and white icon showing an isometric cube with three visible faces.

Title About Service for 3rd-Party Property Claims (8 words)

Briefly explain the scope of the service in a short paragraph. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur sit (max 20 words). 

For commercial, domestic, and High Net Worth (HNW) properties.

A black icon of a computer monitor displaying a British pound sterling symbol and a Wi-Fi signal indicator.
Desktop cash settlements handled properly

Low complexity claims settled remotely with cash, if the policyholder chooses, managed carefully and compliantly, keeping costs firmly under control.

A black outline icon of a person standing next to a clipboard with a checklist.
Validation with accuracy and integrity

Coverage, cause, and cost are rigorously assessed through virtual or in-person validation, ensuring fair, transparent, defensible claim outcomes.

A black line icon showing a water droplet with an upward arrow and a stopwatch, symbolizing fast evaporation or drying time.
Disaster recovery and restoration

Nationwide certified technicians rapidly deploy advanced drying technology to stabilise damage, prevent secondary loss, and reduce total claim costs while keeping policyholders satisfied.

A minimalist black icon of a person wearing a hard hat and a high-visibility vest.
Trusted and vetted building repair network

Rapid deployment, high-quality workmanship, and a surge-resilient professional network that prioritises your needs and reliably fulfils our commitments to you and your policyholders.

A line-art icon of a checklist on a clipboard with a circular checkmark emblem on the left.
Reliable and thorough surveys

Expert survey services that apply sound judgement, deliver accurate assessments, and provide rapid reporting to maximise confidence and optimise outcomes.

An icon of a checklist with a magnifying glass over it, next to a pencil, representing assessment or inquiry.
Solace Loss Adjusters - part of Prism Claims Group

Professional in-house loss adjuster services delivering fast, fair claim assessments, expert validation, clear communication, cost control, and trusted support for insurers and policyholders nationwide.

A black cube icon showing three faces in an isometric projection, separated by thin white lines.

Headline about building Claims Services (8 words)

A short, compelling paragraph the talks up the large network of Contractors, Prism have built up over the years. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus hendrerit justo arcu, eu condimentum odio dignissim id. Nulla (max 40 words).

Title About Service for Solace Loss Adjusting (8 words)

Briefly explain the scope of the service in a short paragraph. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur sit (max 20 words). 

A small, white cottage with a dark roof sits in a grassy valley before rugged mountains under a cloudy sky.
Title About Service for Surveying & Validation (8 words)

Briefly explain the scope of the service in a short paragraph. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur sit (max 20 words). 

A small, white cottage with a dark roof sits in a grassy valley before rugged mountains under a cloudy sky.
Title About Building Repair Network Service (8 words)

Briefly explain the scope of the service in a short paragraph. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur sit (max 20 words). 

A small, white cottage with a dark roof sits in a grassy valley before rugged mountains under a cloudy sky.
A minimalist black icon of a cube viewed from an isometric perspective, showing three faces.
Title About Emergency Works / Mitigation Service (8 words)

Briefly explain the scope of the service in a short paragraph. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur sit (max 20 words). 

A black icon of a cube viewed from an isometric angle, showing three faces meeting at a center point.
Title About Drainage Service (8 words)

Briefly explain the scope of the service in a short paragraph. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur sit (max 20 words). 

A minimalist black icon of a cube viewed from the corner, showing three faces separated by thin white lines.
Title About Service for Disaster Restoration claims (8 words)

Briefly explain the scope of the service in a short paragraph. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur sit (max 20 words). 

Trust us to resolve your claim

We put people at the heart of every claim, prioritising what matters most to you. That means giving you choices about how we work together and being clear, proactive, and swift from first contact through to the resolution of your claim.

  • 1. Policyholder submits claim

    You report what's happened to your insurance provider, who will initiate the claims process on your behalf.

  • 2. Claim passed to Prism Claims Group

    As an approved supplier, the insurance company forwards the claim to our expert claims solutions team for swift and professional handling.

  • 3. Assessment, validation, and repair

    We assess the damage, confirm coverage, and, depending on the situation and your preferences, either appoint a trusted contractor to complete the repairs or we settle the claim.

  • 4. Claim closure by insurer

    Once repairs or a cash settlement are complete and verified, the insurer reviews and formally closes the claim, completing the claims process.

Three overlapping triangles in a stepped formation, transitioning in color from hot pink to dark blue to light blue.

How the Claims Process Works

Have questions about your claim?

We're a nationwide provider of end-to-end insurance claims solutions for insurers.

If you're an insurance professional or a building repair contractor, get in touch to explore how we can work together.

We wholly depend on our building repair network

We're proud of our building repair network, which we partner with to deliver the high standards our clients and their policyholders expect. In return, we pay promptly and transparently, strengthening loyalty and ensuring capacity even during claims surges.

A black, isometric cube icon showing three faces meeting at a central point.

Title for Motor Impact Claims

Briefly, explain what motor claims mean, particularly for policyholders, who may confuse this with motor insurance claims (max 30 words).

A minimalist, black-and-white icon of a cube viewed from an isometric perspective.

Title for Building Claims



Briefly explain the scope of building claims, and what that entails from Prism’s point of view (max 30 words).



Discover what policyholders say about our building repair network

A black, stylized icon of a 3D cube viewed from an isometric perspective.

Title for Motor Impact Claims

Briefly, explain what motor claims mean, particularly for policyholders, who may confuse this with motor insurance claims (max 30 words).

A solid black cube icon showing three faces in an isometric projection.

Title for Building Claims



Briefly explain the scope of building claims, and what that entails from Prism’s point of view (max 30 words).



A black check mark icon centered inside a thin black circle.
Pass due diligence checks

Each of our contractors must successfully complete the relevant due diligence checks to ensure your business is legitimate, financially stable, and competent.

A black icon of a rectangular certificate featuring two horizontal lines of text and a star centered at the bottom.
Maintain correct accreditations

Partners hold all relevant industry accreditations, certifications and insurances, demonstrating regulatory compliance, professional competence, and commitment to recognised best practice.

A black outline icon of a person with three stars underneath it.
Customer dedication

We expect unwavering commitment to our clients and their policyholders with clear communication, empathy, and professionalism delivered on every job.

A black and white line-art icon depicting a wrench and a hammer crossed in an "X" shape.
Quality craftsmanship

All repairs must meet exacting workmanship standards, using skilled tradespeople and approved materials to deliver durable, high-quality outcomes.

A black-outlined icon of a clock with horizontal motion lines to its left, symbolizing speed or urgency.
Speed of response

Our supply chain partners respond quickly to instructions, mobilising without delay to protect property, minimise disruption, and maintain claim momentum.

A black line-art icon of a thundercloud with a lightning bolt centered inside it.
Operational capacity

We require flexible, surge-resilient companies that can manage fluctuating claim volumes driven by climate-related weather events without compromising service quality.

A black outline icon of a clipboard with an upward-trending line graph and a magnifying glass overlaid in the corner.
Demonstrable performance

Partners track and evidence performance through measurable KPIs, audit readiness, and transparent reporting across every project.

A simple black-and-white line drawing of two hands shaking, symbolizing agreement, partnership, or cooperation.
Accountability and reliability

We require consistent accountability, proactive communication, and dependable delivery to ensure trust is maintained with clients and policyholders alike.

A nationwide building repair network of trusted industry professionals

We set uncompromising standards for every partner in our building repair network to ensure we consistently deliver the outcomes our clients and their policyholders expect. The expectations below outline the professionalism, capability, and customer commitment required to represent our brand.

Could you deliver the standards we need?

  • Submit your interest

    Complete the 'Join Our Network' form with details about your company and services.

  • Initial review

    We assess your submission against our current needs and coverage areas.

  • Introductory meeting

    If aligned, we invite you to a Microsoft Teams call to get to know each other.

  • Onboarding documentation

    If we decide to proceed, we send an onboarding pack for completion to begin due diligence checks.

  • Due diligence and induction

    Once all checks are complete, you attend and complete our induction training.

  • Go live

    After induction, we agree on a go-live date and begin sending instructions.

  • Ongoing management and performance monitoring

    We hold regular check-ins and reviews to support performance and long-term partnership success.

Partner with us to deliver the high standards our clients and their policyholders expect.

A Headline Signposting Testimonials (8 words)

"Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat."


Customer

Location

"Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat."


Client Title

Company

Headline Intro to Large Contractor Network (8 words)

A short, compelling paragraph the talks up the large network of Contractors, Prism have built up over the years. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus hendrerit justo arcu, eu condimentum odio dignissim id. Nulla (max 40 words).